8806 Hearthstone Court

Terrell, NC
$ 1,999,500 Beds 3 Baths 3 Sq 2,850
Monthly Estimate* How much can I afford?

Welcome home to 8806 Hearthstone Court — a beautifully updated waterfront retreat on Lake Norman where luxury meets lifestyle. Tucked at the end of a quiet cul-de-sac with NO HOA, this 3-bedroom, 3-bathroom all-brick home with elegant stone accents offers 2,835 square feet of fully renovated living space, thoughtfully designed for the way you actually want to live at the lake. At the center of it all: a true chef's kitchen with quartz countertops and an oversized island made for morning coffee, wine nights, and every gathering in between. The open living space is anchored by a warm fireplace, while the split bedroom plan creates the perfect balance of togetherness and privacy. The serene primary suite opens directly onto the brand-new covered rear deck — and includes its own washer and dryer, because convenience should feel like luxury too. Down at the shoreline, your private covered floating dock puts you moments from the main channel — ready for boats, kayaks, and lazy afternoons on the water. Recent updates include a new roof, new windows, all new designer lighting, and epoxied floors, so every big-ticket item is already handled. Homes this turnkey, this updated, and this close to the main channel — with no HOA and a cul-de-sac location — don't come along often. Come see it, feel it, and make it yours.

Single Family

  • Price
  • $ 1,999,500
  • City
  • Terrell
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • CATAWBA
  • Half Bathrooms
  • 0
  • Area
  • Catawba County
  • Lot Size
  • 0.65 Acres
  • Zip
  • 28682
  • Sqr Footage
  • 2,850
  • Year Built
  • 2001
  • Style
  • Transitional
  • MLS#
  • 4425622
Listed By: Ivester Jackson Christie's; rhondawood@ivesterjackson.com
Data Source: Canopy MLS

Features

General

Living Area 2850
Sewer Septic Installed
Heating Forced Air
Cooling Central Air
Utilities Electricity Connected,Propane
Roof Architectural Shingle
Appliances Bar Fridge,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,Exhaust Fan,Exhaust Hood,Gas Cooktop,Gas Range,Gas Water Heater,Ice Make
Development Status Completed
Garage Spaces 2
Patio/Porch Features Covered,Deck,Front Porch,Rear Porch
Architectural Style Transitional
Construction Materials Brick Full
Year Built 2001
View Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 4617129661980000
Waterfront Features Boat Slip (Deed),Covered structure,Dock,Pier
Community Features None
County Catawba
New Construction No
Property Type Residential
HOA No
Subdivision Name Norman Plantation
Garage Y/N Yes
Other Structures None
Full Baths 3
High School Unspecified
City Terrell
Body of Water Lake Norman
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions N/A
Tax Assessed Value 1191900
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Breakfast Bar,Central Vacuum,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s),Wet Bar
Flooring Tile,Wood
Fireplace Features Family Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2850
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 3
SqFt Main 2850
Bedroom 3

Exterior Features

Exterior Amenities Dock - Floating
Parking Features Attached Garage,Garage Door Opener
Lot Features Waterfront
Water Source Well
Lot Size Area 0.65
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Door Features French Doors,Sliding Doors
Other Equipment Fuel Tank - Leased
Road Responsibility Publicly Maintained Road
Horse Amenities None
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

9/17/2026 Listed $1,999,500

Property vs Zip Code Average in 28682

Price
AVG $1.73M
$2M
Year Built
AVG 2002
2001
Visits
AVG 147
2
Data Provided by Inside Real Estate®

8806 Hearthstone Court Terrell, NC is a Single Family Home for sale at $1999500 with 2850 sqft and a lot size of 0.65 Acres Acre(s). 8806 Hearthstone Court Terrell has 3 bedrooms, 3 baths and was built in 2001. The property's zip code is 28682 which is in Terrell, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.