2981 Oak Ridge Circle

Lincolnton, NC
$ 589,000 Beds 3 Baths 3.5 Sq 2,209 Virtual Tour
Monthly Estimate* How much can I afford?

WOW—what a transformation! This home has been completely renovated from top to bottom, with reimagined spaces designed for comfortable, flexible living. So many updates have been completed in the past two years, there are simply too many to list! From the long, inviting driveway, you’ll arrive at this stately home nestled on over 2 acres of lush, mature land—and best of all, there’s no HOA. Enjoy your morning coffee from either the charming front porch, surrounded by mature rose bushes, or the newly added screened-in back porch. With peaceful, serene spaces surrounding the home, it’s easy to feel tucked away from it all. Inside, prepare to be impressed by the beautifully renovated eat-in kitchen featuring custom shaker cabinetry, quartz countertops, a GE appliance package, and a walk-in pantry. The kitchen flows seamlessly into the dining and living areas, creating an ideal layout for everyday living and entertaining. The spacious dining room is perfect for entertaining and features custom built-ins and a beverage fridge. An updated half bath and additional flex room add even more versatility, which would be the perfect spot for a home office, playroom, or potential additional bedroom. Upstairs, you’ll find two spacious primary suites, each complete with an en-suite bathroom and walk-in closet. An additional bedroom and third full bathroom complete the upper level. All of the bathrooms have been beautifully renovated with designer finishes and thoughtful details. The outdoor living spaces are just as inviting, with a newly fenced backyard, paver patio, pergola, and fire pit area—perfect for relaxing, gathering, and keeping the party going long after the sun goes down. Other notable updates include full interior paint throughout, updated lighting throughout, exterior has been painted, new windows, a new garage door, and a finished garage space that would make an excellent home gym, workshop, or hobby space. The home also features a Culligan water softening and reverse osmosis system, providing some of the purest, best-tasting water throughout the home. With extensive renovations, flexible living spaces, over 2 acres, and no HOA, this one truly offers the best of comfort, privacy, and convenience.

Single Family

  • Price
  • $ 589,000
  • City
  • Lincolnton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • LINCOLN
  • Half Bathrooms
  • 1
  • Area
  • Lincoln County
  • Lot Size
  • 2.029 Acres
  • Zip
  • 28092
  • Sqr Footage
  • 2,209
  • Year Built
  • 1985
  • Style
  • Farmhouse
  • MLS#
  • 4414617
Listed By: Southern Homes of the Carolinas, Inc; ryan@soldbyteamwilson.com
Data Source: Canopy MLS

Features

General

Living Area 2209
Sewer Septic Installed
Heating Heat Pump
Cooling Central Air
Appliances Dishwasher,Electric Range,Plumbed For Ice Maker
Development Status Completed
Garage Spaces 4
Patio/Porch Features Covered,Enclosed,Front Porch,Patio,Screened
Architectural Style Farmhouse
Construction Materials Vinyl
Year Built 1985
Levels Two
Property Subtype Single Family Residence
Parcel Number 53639
County Lincoln
New Construction No
Property Type Residential
HOA No
Subdivision Name Royal Oaks
Garage Y/N Yes
Other Structures Auto Shop,Gazebo,Workshop
Full Baths 3
Directions From Highway 150. Turn onto Lee Lawing Rd. Turn right onto Royal Oaks Dr. Follow Royal Oaks Dr around to stop sign. Turn right onto Oak Ridge Circle. Home is directly ahead on left.
High School North Lincoln
City Lincolnton
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Pumpkin Center
Middle/Junior High School North Lincoln
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions Other - See Remarks
Tax Assessed Value 337231
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Amenities Pantry,Split Bedroom,Storage,Walk-In Closet(s),Walk-In Pantry
Flooring Carpet,Tile,Vinyl
Fireplace Features Living Room,Non-Functional
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2209
Half Baths 1
Laundry Features Electric Dryer Hookup,Inside,Main Level,Washer Hookup
Total Bedrooms 3
Total Baths 4
SqFt Main 1262
SqFt Upper 947

Exterior Features

Exterior Amenities Fire Pit
Fencing Back Yard,Fenced,Wood
Parking Features Driveway,Attached Garage,Detached Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side,Garage Shop,Keypad Entry,Tandem
Lot Features Corner Lot,Level,Private,Wooded
Water Source Well
Lot Size Area 2.029
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pumpkin Center Elementary School
Middle School North Lincoln Middle School
High School North Lincoln High School

Price History

8/15/2026 Listed $599,000
9/18/2026 2% - $589,000

Property vs Zip Code Average in 28092

Price
AVG $440K
$590K
Year Built
AVG 1993
1985
Visits
AVG 172
81
Data Provided by Inside Real Estate®

2981 Oak Ridge Circle Lincolnton, NC is a Single Family Home for sale at $589000 with 2209 sqft and a lot size of 2.029 Acres Acre(s). 2981 Oak Ridge Circle Lincolnton has 3 bedrooms, 3 baths and was built in 1985. The property's zip code is 28092 which is in Lincolnton, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.