616 Silversmith Lane

Charlotte, NC
$ 490,000 Beds 4 Baths 2.5 Sq 2,100
Monthly Estimate* How much can I afford?

Location location location! Settlers Landing offers some of the most desirable schools in the market. Near the end of the cul-de-sac, this well cared for 4 bedroom 2.5 bathroom home sits on almost an half acre surrounded with trees for privacy. All 4 bedrooms are on the 2nd floor. The first floor features an eat in kitchen, dining room, family room and a large den with a gas fireplace. The home could be converted to add a 5th bedroom and has space for a home office. Renovations include a fresh coat of white paint, new windows, siding, AC unit, rear sliding door and paver patio in 2020. The roof was replaced in 2023.

Single Family

  • Price
  • $ 490,000
  • City
  • Charlotte
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.357 Acres
  • Zip
  • 28270
  • Sqr Footage
  • 2,100
  • Year Built
  • 1984
  • Style
  • MLS#
  • 4395156
Listed By: My Townhome; jared@myhomenorthcarolina.com
Data Source: Canopy MLS

Features

General

Living Area 2100
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air,Electric
Utilities Electricity Connected,Natural Gas
Roof Architectural Shingle
Appliances Dishwasher,Electric Range
Development Status Completed
Construction Materials Brick Partial,Vinyl
Year Built 1984
Levels Two
Property Subtype Single Family Residence
Parcel Number 213-291-21
Waterfront Features None
County Mecklenburg
New Construction No
Property Type Residential
HOA No
Subdivision Name Settlers Landing
Garage Y/N No
Full Baths 2
High School Providence
City Charlotte
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Elizabeth Lane
Middle/Junior High School South Charlotte
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 447100

Interior Features

Flooring Carpet,Vinyl
Fireplace Features Gas
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2100
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 4
Total Baths 3
SqFt Main 1200
SqFt Upper 900

Exterior Features

Parking Features Driveway,On Street
Water Source City
Lot Size Area 0.357
Foundation Details Slab
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Elizabeth Lane Elementary School
Middle School South Charlotte Middle School
High School Providence High School

Price History

6/21/2026 Listed $515,000
7/27/2026 3% - $500,000
8/17/2026 2% - $490,000

Property vs Zip Code Average in 28270

Price
AVG $1.32M
$490K
Year Built
AVG 1997
1984
Visits
AVG 271
367
Data Provided by Inside Real Estate®

616 Silversmith Lane Charlotte, NC is a Single Family Home for sale at $490000 with 2100 sqft and a lot size of 0.357 Acres Acre(s). 616 Silversmith Lane Charlotte has 4 bedrooms, 2 baths and was built in 1984. The property's zip code is 28270 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.