120 Ashley Court

Mill Spring, NC
$ 475,000 Beds 2 Baths 3 Sq 1,806 Virtual Tour
Monthly Estimate* How much can I afford?

Built in 2022 and impeccably maintained, this like-new mountain retreat blends modern luxury with effortless comfort. Featuring 2 bedrooms and 3 full baths, the home is thoughtfully designed with dual primary suites, each offering a private en-suite, creating the ideal layout for guests, multi-generational living, or a refined work-from-home lifestyle. The main level welcomes you with an airy open-concept design highlighted by hand-scraped hardwood floors, a warm gas fireplace, and a chef-inspired kitchen complete with striking quartz countertops, sleek matte black appliances, and contemporary cabinetry. Just beyond, a sun-drenched sunroom invites you to unwind with morning coffee or evening cocktails while taking in the peaceful surroundings. A well-appointed laundry room doubles as a functional mudroom, featuring a wet sink and generous storage for everyday convenience. Upstairs, you’ll find an inviting second suite and a spacious loft finished with tongue-and-groove pine floors, recessed lighting, and oversized windows that bathe the space in natural light, perfect for additional living, office, or flex space. For added peace of mind, the septic system was recently serviced in March 2026, with the tank pumped and drain field lines confirmed dry upon inspection. This home offers the perfect balance of style, function, and mountain charm—ready to enjoy from day one.

Single Family

  • Price
  • $ 475,000
  • City
  • Mill Spring
  • Bedrooms
  • 2
  • Full Bathrooms
  • 3
  • County
  • POLK
  • Half Bathrooms
  • 0
  • Area
  • Polk County
  • Lot Size
  • 3.19 Acres
  • Zip
  • 28756
  • Sqr Footage
  • 1,806
  • Year Built
  • 2022
  • Style
  • Cabin
  • MLS#
  • 4372395
Listed By: Howard Hanna Beverly-Hanks, Lake Lure; jennifer.saltouros@allentate.com
Data Source: Canopy MLS

Features

General

Living Area 1806
Sewer Septic Installed
Heating Ductless,Heat Pump
Cooling Ductless,Heat Pump
Roof Architectural Shingle
Appliances Dishwasher,Dryer,Electric Oven,Electric Range,Microwave,Refrigerator,Washer
HOA Fee 250
Patio/Porch Features Covered,Deck,Front Porch
Architectural Style Cabin
Construction Materials Fiber Cement
Year Built 2022
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number P52-202
Community Features Gated
Assoc Fee Paid Per Annually
County Polk
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Hillcrest
Garage Y/N No
Full Baths 3
Directions From downtown Lake Lure travel East on Memorial Highway and turn right on Highway 9 South. Go past Ingles and turn left on Grassy Knob Road. Turn right on King Stepp Road. Hillcrest subdivision on th
High School Polk
City Mill Spring
Association Name Hillcrest HOA
Senior Community Y/N No
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N No
Elementary School Polk Central
Middle/Junior High School Polk
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building
Tax Assessed Value 385011
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Breakfast Bar,Kitchen Island,Open Floorplan
Flooring Tile,Wood
Fireplace Features Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1806
Laundry Features Mud Room,Main Level
Total Bedrooms 2
Total Baths 3
SqFt Main 1200
SqFt Upper 606
Bedroom 1

Exterior Features

Parking Features Driveway
Lot Features Cul-De-Sac,Private,Wooded
Water Source Well
Lot Size Area 3.19
Foundation Details Crawl Space
Road Surface Type Gravel,Paved
Other Equipment Fuel Tank - Leased
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Polk Central Elementary School
Middle School Polk Middle School
High School Polk High School

Price History

4/21/2026 Listed $485,000
6/18/2026 3% - $475,000

Property vs Zip Code Average in 28756

Price
AVG $1.28M
$480K
Year Built
AVG 2001
2022
Visits
AVG 332
475
Data Provided by Inside Real Estate®

120 Ashley Court Mill Spring, NC is a Single Family Home for sale at $475000 with 1806 sqft and a lot size of 3.19 Acres Acre(s). 120 Ashley Court Mill Spring has 2 bedrooms, 3 baths and was built in 2022. The property's zip code is 28756 which is in Mill Spring, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.